7 Types of Car Insurance You Should Consider
Find out which types of car insurance you should be looking into for your coverage needs. We have compiled 7 types of auto insurance and briefly summarized how each one can apply to you and your family.
BODILY INJURY LIABILITY
If your actions are found to be the cause of an accident this covers the cost of injuries, and even death that is caused to someone else. Be sure you have the right
amount of coverage and the proper deductible.
PROPERTY DAMAGE LIABILITY
If your actions are found to be the cause of an accident this covers the cost of property damage including other cars, fences etc.. Often the state minimum coverage amounts are not enough in an accident.
PERSONAL INJURY PROTECTION(PIP)
PIP insurance will cover the treatment of your passenger’s injuries. In many cases, it can also cover things like lost wages, and the cost of helping the passenger perform day to day duties that the injury prevents them from doing. This is what is known as a ‘no fault coverage, as this is paid whether the driver is found to be the
cause of the accident or not.
Should you hit another car or even lose control on a slick road and hit a tree, this type of coverage would kick in to help pay for the repairs.
This type of auto insurance coverage is used the event damage is not caused by a collision. Situations like fire, flooding, theft and hitting an animal would be covered on this type of policy addition.
If the other party in the accident does not have insurance uninsured motorist coverage can be a life saver. This can also be used in instances where you are the victim of a
Most policies offer a towing and rental car reimbursement add-on. This is one of the things you rarely consider until you have an accident or car break down. This coverage
can be a valuable piece of mind for your family.
Knowing what type and level of auto insurance can be a bit overwhelming at first. Let one of our experts find you the best coverage to fit your needs for a great price. Call us today at (509) 484-6441.